Baccarat (Fr. baccara) - a card game in which players try to collect as many points by using two or three cards. Previously considered a game of baccarat aristocrats, and now in this game are frequent high stakes. In the original baccarat players played each other, and each of them made the decision to take a third card or not.
Currently, the casino in the main version of the game is played with a well-known as a mini baccarat and Punto Banco, in which the player plays against the house (dealer), and the decision to take the card is strictly regulated.
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The following describes our more popular varieties today - mini-baccarat. The original baccarat differed in that the players have played each other and to decide - whether or not to take a third card. The object of baccarat - to collect a combination of cards with a total score 9 or as close as possible to 9. Ace counts as one point, the cards 2 through 9 - at face value, shape, and give scores zero points. If the total is 10 or more, it is subtracted from 10, and the residue was taken into account when calculating results. For example, 7 +6 = 13 = 3 or 4 +6 = 10 = 0.
A player can bet on the "Player» (Player), and / or the "Bank» (Bank) and / or "Tie» (Tie). At the beginning, the banker and the player receives two cards. In certain cases it may be given a third card to the player, banker or both.
Participant (player or banker), who collected nine points wins the game. The player with 8 points, provided that the opponent scored fewer wins. If none of the participants do not have 8 or 9 points, then you may receive a third card.
Third card rule determines when a player and / or the banker will automatically be issued a third card in the game of baccarat. If a player scored the first two cards from 0 to 5 points, he receives a third card if you scored more than 5 points, then do not. If the banker scored from 0 to 4 points, he receives a third card, if more than 5 - not if the banker 5 points, the decision about getting a third card or not depends on the player's card. As a result, the bet on the participant, who scored more points (ie, if the dealer got more, then the bet "Bank", otherwise - "The Gambler"). If points are equal bets on the player and the bank returned the bet, "Draw."
A bet on the player is paid 1 to 1.
Bet on the bank pays 1 to 1 minus 5% commission.
Bet on a tie pay 9 to 1 (or 8 to 1).
Like roulette, baccarat has long attracted fans of different strategies for the game, hoping to find a "win-win strategy." Because unlike roulette baccarat betting choice is limited, most policies provide for a simple change in the rates depending on the results of previous games, that is popular Martingale system, Donald, Nathanson, Whitaker, D'Alembert, etc.
In fact, just as in roulette, win-win strategy does not exist. Since the player does not make decisions during the game, then there is also an optimal playing strategy. Rather, we can say that the optimal strategy is to bet on the "Bank". The fact that the house edge for the bank rate - 1.06%, the player is slightly higher - 1.24%, and draw - 7-14% (depending on the rate of payments).